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Tips and Traps for New Home Owners

Tips and Traps for New Home Owners
Covering everything from financial record-keeping and obtaining insurance to ensuring home value, a real-estate expert provides practical advice for new home owners that includes an annual maintenance schedule, guidance on home improvement and modernization, evaluating a home's current value and future price, and more. Original. 15,000 first printing.



What Every Home Owner Needs to Know about Mold and What to Do about It by Vicki Lankarge,
What Every Home Owner Needs to Know about Mold and What to Do about It by Vicki Lankarge,
Don't let mold destroy your most valuable investment There's a black cloud looming over your house. It can rob you and your family of your priceless valuables and sentimental heirlooms. It can take complete control over your house, leaving you destitute, homeless, or, worst of all, deathly ill. That black cloud is a toxic mold that could right now be growing at rapid speed behind your baseboards. Learn how to spot toxic mold and get rid of it before it's too late with the help of "What Every Home Owner Needs to Know About Mold (and What to Do About It). Your home is most likely your biggest investment. But once "Stachybotrys mold takes over, you can kiss that investment good-bye. Award-winning reporter Vicki Lankarge sheds important light on this highly poisonous infestation-the asbestos of the new millennium-providing the latest findings about mold and how you as a homeowner can protect yourself from its predatory invasion. Filled with helpful checklists, you'll learn how to combat these microscopic invaders, including: Telltale signs of mold infestation, including an earthy or musty odor, sunken areas in baseboards or trim, staining, swelling, or crumbling of plaster or sheetrock. Symptoms of mold exposure, ranging in severity from nosebleeds, chronic cough, wheezing, skin and eye irritations, to vomiting, memory loss, pulmonary hemorrhaging in infants, and death. Tips to prevent moisture and mold, including plumbing and grout repairs. Dealing with insurance companies: What to expect from them, what they expect from you, and what to do when a claim goes bad. Avoiding real estate nightmares: Before buying a home, demand full disclosure from the sellers regarding all priorwater damage . . . and make sure it's in your real estate contract! Be prepared to walk away from the deal if they won't sign it.



Home insurance - Home insurance, or homeowners insurance, is an insurance policy that combines various personal insurance protections which can include losses occuring to ones home, its contents, loss of its use (additional living expenses), loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

Home Insurance Building - The Home Insurance Building was built in 1885 in Chicago, Illinois and demolished in 1931 to make way for the Field Building (now the LaSalle National Bank). It was the first building entirely supported by a steel frame, so is considered the first skyscraper.

Contents insurance - Contents insurance is insurance that pays for damage to, or loss of, your personal possessions whilst they are located within your home. Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.

Property insurance - Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.



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